World class lending platform
Available to license


Get your lending business up and running in weeks with the world's best lending platform.

World's best lending platform

Build your lending business to scale with the world's best lending platform. We've of everything your business needs to grow from issuing one loan to issuing one million. Our robust platform has you covered and you can get started in just a few days.

Onboarding
Give your clients a rich onboarding experience with a responsive design that's mobile friendly and simple to complete pages. Nothing is left in or out and it's just the right amount of information to ask for.

Underwrite
Choose the clients you want to lend to using credit classification or machine learning based on your credit criteria or past experience. Validate client identity quickly and efficiently.

Originate
Fund new loans quickly and easily with morning batch processing for EFT / ACH and real time transfers by Email Money Transfer. It will keep your clients happy and your loan book more active.

Maintain
Get the best platform with all functionality you can think of to service and maintain your clients in a quick and efficient manner. From updating client information to processing payments and more - it's all there.
Onboard clients quickly and easily
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.

For Payday / Tribal Lending
  Fully compliant
  Fixed single apply interest amounts
  Single or split payments
  Loan conversion to term

For Personal Term Loans
  Small or Large Dollar Loans
  Selectable payment terms and schedule
  Addon Products such as Insurance
  Preview repayment amounts

For Small Business
  Term Loans for business operations
  Merchant cash advance support
  In-Store and Online Financing
  Purchase order financing
Underwrite loans using the most advanced technology
Make use of the best underwriting technology in the world to get better credit decisions built directly into the platform. We use optional bank scraping by default to give you a complete picture of a clients financial standing and identity. From there, further validate client identity using our unique video verification technology to reduce online fraud significantly. Combine this with an automated or after the application is complete credit check for the complete picture.

Financial Standing
  Bank Scraping Technology
  Verify income sources and payroll
  Validate contact and profile information
  Credit checks from Transunion or Equifax

Identity & Location
  SMS or MMS Verification Steps
  Geolocate clients in real-time
  View Photo ID, Statements and more
  Validate using video verification

CSR Perspective
  Pre-approve and Approve Clients
  View applications in real-time
  Make credit decisions quickly
  Resume and reset applications
Originate loans quickly and easily with the click of a mouse
When application and approved loan volume is an issue you can originate loans quickly and easily automatically or with the click of a mouse for after the application is complete underwriting. Funds are sent to the client in near real time for Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) transfers. For email money transfer (EMT) accounts the funds are sent instantly, keeping your clients happy.

Electronic Funds Transfer
  Deposit only into the account on file
  Same day processing in most cases
  Secure and reliable way to send funds

Email Money Transfer
  Verify the client name on the account
  Instant deposit in most cases
  Refunds possible with online fraud

Reverse Visa or Mastercard Debit
  Send funds instantly
  Validate card numbers online
  Convenient instant method of payout
Maintain loans with the most powerful lending platform
Servicing and maintaining loans with our platform is incredibly simple and powerful. We have thought of everything and give you the power to maintain your loans as you see fit. Client lookups are instant and complete profile information is available at your finger tips. Send unpaid loans to collections where you can send out physical letters or litigate the client in court. Pre-defined templates make it easy.

Finding and Viewing
  Search by phone, name, email, address, etc...
  View complete client information on one page
  Assign and view filtered data for each client
  All information is kept on file for the client

Adding, Changing and Modifying
  Small or Large Dollar Loans
  Selectable payment terms and schedule
  Addon Products such as Insurance
  Preview repayment amounts

Collection Process
  Automatic reminders 7, 14 and 30 days past due
  Automated call, email and SMS reminders
  Support for consumer proposals / bankruptcies
  Send physical complete letters
Supported  Others   Helium 
Responsive and complete client dashboard with easy to use interface   No   Yes
Customizable public pages and client dashboard with your brand logo and colours   No   Yes
In-store financing solution with branded tablets   No   Yes
In-store financing solution with branded tablets   No   Yes
Online financing solution with your logo and brand colours   No   Yes
View and sign documents electronically without the need any paper   No   Yes
KYC and AML compliance for countries that need it   No   Yes
Localization and multi-currency support built in   No   Yes
More for your clients
When your clients are looking for a feature rich experience that has their borrowing in mind - Helium Loans platform delivers. With more client features than any other lending platform it's simple why your clients will love the experience and keep on coming back.

Public Facing
  View loan products by type
  Get help online quickly and easily
  Estimate payments by term and frequency
  View and choose multiple products online

From the Dashboard
  Borrow more after good payment history
  Change payment frequency, term and more
  Re-apply for new borrowing products
  Delay payments 14 days quickly and easily
More for your lending business
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.

Customized to your business model
  KYC and AML compliant
  View signed agreements with timestamp and IP Address
  Custom credit decisioning based on product & sub
  Complete branding guidelines and documentation

Loan Cycle & Yield Enhancement
  Report loans in Metro2 format to Transunion and Equifax
  Automatic late payment notifications
  Monetize with Google AdSense
  Monetize declines with the Loan Connect partner network
Are you ready to become an lender with the best lending platform in the world?
We're here for you and ready to scale your business at your own pace from one loan - to one million loans.


How to get started

Platform Overview Guide

Download the guide for free and get a deeper sense of what you can achieve
We have documentation ready for review if you're ready to get started on your business and the world's best lending platform.
Give us a call at 1-855 9-Helium (943-5486) or email us at clients@heliumloans.com and we'll be happy to help you.

  Estimate setup and integration time
  Help you choose the right level of customization
  Information on pricing and getting started
Contact Us